Category: Home Services

Hiring a hurricane shutter installer in Fort Lauderdale takes more than comparing prices on accordion, roll-down, or panel systems. Ask what credential the business holds for the specific work, verify insurance and workers’ compensation, confirm the product approvals, and make sure permit responsibilities are written into the contract.

Shutter licensing is less straightforward than some other trades, which is exactly why a checklist helps. This article explains what to ask without promising how any shutter will perform in a storm.

Why shutter licensing needs a careful look

DBPR’s hurricane guide lists storm shutter installation among services that do not require a state license. That does not end the conversation. The same guide tells consumers to check with the local building department about additional permit and license requirements, and many permanent shutter installations involve building permits, product approvals, and attachment to the structure.

In other words, “no state license required” for a category of work is not the same as “no rules apply.” The answer can change based on the system, how it attaches, whether structural or window work is included, and current local requirements.

Ask each bidder:

• What license or certificate, if any, do you hold for this work?
• Does your scope include any window, door, or structural work beyond shutters?
• Will you obtain the building permit, or are you asking me to?
• Who on your team supervises installation at my address?
• Do you use subcontractors, and what credentials and insurance do they hold?

If a bidder holds a state contractor license, verify it on DBPR’s MyFloridaLicense.com. If the bidder mentions a Broward County certificate, Broward provides a contractor license search. Broward has also published information about state preemption of certain local contractor licenses, so ask the building department which credential is accepted for permitting your scope today.

Match the permit process to your property

Fort Lauderdale has its own building services department, and some neighboring areas are handled by Broward County or other municipalities. Contact the department responsible for your address rather than relying on a general rule.

Broward County’s published application information for window and door replacement and shutter installation gives a sense of what a permit file can include: product approvals, a floor plan sketch showing where shutters go, a permit application with job value, and proof of workers’ compensation coverage or an exemption when a contractor applies. Your municipality may have different forms, so treat that list as a starting point for questions.

Be cautious if an installer asks you to sign an owner-builder affidavit for work they are performing. Owner-builder permits carry real responsibilities for the property owner. Ask the building department for guidance before agreeing to that arrangement.

(Related guide: general-contractor-vs-handyman-florida)

Check product approvals for each opening

Shutters are part of a home’s opening protection, and products used in South Florida commonly carry state or Miami-Dade product approvals. Ask the installer for the approval number for each product in the bid. You can look up Miami-Dade Notices of Acceptance in the county’s Product Control Search and statewide approvals through the Florida Building Commission.

Useful questions:

• Which product approval applies to each shutter type in the estimate?
• Is each approval current?
• How will the shutters attach to concrete block, wood frame, or stucco?
• Are tracks, anchors, and hardware specified by the approval documents?
• How long does it take to deploy each system, and who in the household can do it?

Practical use matters. A panel system may require storage space and time to install before a storm. A motorized system may involve electrical work, which raises separate licensing and permit questions. Make sure the contract identifies who performs any electrical connection.

Confirm insurance and workers’ compensation

Shutter installation often involves ladders, drilling into exterior walls, and work near windows and roofs. Request a current general liability certificate for the business that will perform the work. Confirm it with the agent or carrier using independently located contact information.

Then search Florida’s workers’ compensation coverage database for the business. If the company claims an exemption, ask who the exemption covers. An officer’s exemption does not automatically extend to every crew member.

Insurance checklist:

• The insured business matches the contract and estimate.
• Policy dates cover the installation window.
• Workers’ compensation coverage or a verified exemption is on file.
• Subcontractor coverage is explained in writing.
• The process for reporting damage to stucco, windows, or landscaping is clear.

A certificate is a summary. Policy terms and claim facts decide what is covered, so ask your own insurance professional about questions specific to your home.

(Related guide: insured-vs-uninsured-contractors-south-florida)

Timing, deposits, and storm-season pressure

Demand for shutters can rise when a storm is forecast, and that is when rushed decisions happen. DBPR’s consumer guidance warns against high-pressure tactics, door-to-door solicitations, cash-only requests, and paying in full before work is complete.

Before signing, get in writing:

• The exact products, quantities, and openings covered.
• Who obtains permits and schedules inspections.
• A deposit and payment schedule tied to milestones.
• Expected lead times for custom-fabricated products.
• Workmanship and manufacturer warranty terms.
• Instructions and any training for operating the system.

If an installer says the job can start immediately without a permit because a storm is coming, pause and call the building department. Temporary emergency steps and permanent installations are different decisions.

Hurricane shutter hiring checklist

• Credential for the specific scope identified and verified where applicable.
• Building department confirms which license is accepted for your permit.
• Product approval numbers listed for each opening.
• General liability certificate confirmed with the carrier or agent.
• Workers’ compensation coverage or exemption verified.
• Permit and inspection responsibilities stated in the contract.
• Electrical work for motorized shutters assigned to an appropriately licensed contractor.
• Payment schedule and warranties documented.

Frequently asked questions

Do hurricane shutter installers need a state license in Florida?

DBPR’s hurricane guide lists storm shutter installation among services that do not require a state license. Local permits and credentials may still apply, especially for permanent systems, so check with the building department for your address.

Do I need a permit for hurricane shutters in Fort Lauderdale?

Many permanent installations involve a permit, but requirements depend on the product and scope. Ask Fort Lauderdale’s building department or the department responsible for your property.

Can the same company install shutters and impact windows?

Possibly, but each scope has its own requirements. DBPR states that window installation requires specific contractor licensing, so verify that the company holds the right license for the window portion.

Who should operate the shutters during a storm?

Ask the installer for written instructions and a walkthrough. Plan who in your household can safely deploy the system well before a forecast.

Compare installers before storm season

Post your job free and compare licensed Pros on ToucanBid. Describe your Fort Lauderdale home, the openings you want protected, and the shutter types you are considering, then verify credentials, insurance, and permits before you choose. Two Can Bid. Toucan.

Official resources

• DBPR hurricane guide (services that do and do not require a state license)
• MyFloridaLicense.com license verification
• Broward County window, door, and shutter permit application information
• Broward County contractor license search
• Miami-Dade Product Control Search
• Florida workers’ compensation coverage search

This is general guidance, not a legal or engineering determination. Confirm current licensing, permitting, and product requirements with DBPR and the building department for your address.

Impact windows are a major investment for a Miami home, and the installer matters as much as the product. Before signing, confirm that the business holds a license that covers window installation, verify current insurance, check that the specified products have the approvals your building department requires, and get the permit responsibilities in writing.

This guide walks through those checks in order. It does not recommend a particular product or promise how any window will perform in a storm. Product performance depends on the approved product, the opening, the installation, and conditions no one can predict.

Why window installation is a licensing question

It is easy to think of window replacement as a product purchase with installation included. In Florida, it is construction work. DBPR’s construction licensing FAQ states that the Construction Industry Licensing Board determined window installation and replacement requires a general, building, or residential contractor license, or a local license that includes window installation and replacement in its scope. It also notes that a certified glass and glazing specialty contractor may install or replace windows.

That means a showroom, a sales representative, or a manufacturer brand name does not answer the licensing question by itself. The question is which licensed business will be responsible for the installation at your address.

Ask every bidder:

• Which business will sign the contract and pull the permit?
• What license number and classification cover window installation?
• Will your own employees install the windows, or a subcontractor?
• If a subcontractor is used, what license and insurance does that company hold?
• Who is the point of contact for inspections and corrections?

Verify the license on MyFloridaLicense.com

Go to DBPR’s MyFloridaLicense.com and use “Verify a License.” Search by the license number on the estimate, then confirm the record is current and the classification fits window installation.

Check these details:

• The license status is current and active.
• The licensee or qualified business matches the company name on the estimate.
• The classification fits the scope described in the contract.
• A registered license, if used, has authority where your property is located.
• Any business-name differences have a clear, documented explanation.

A business tax receipt or local occupational receipt is not the same as a contractor license. DBPR’s own consumer guidance encourages homeowners to ask for a state-issued license rather than relying only on an occupational license, and to check for complaints before signing.

(Related guide: verify-florida-contractor-license)

Check product approvals before you compare prices

Miami-Dade County operates a Product Control Section that reviews and approves building-envelope products, including windows, exterior glazing, doors, and shutters. Approved products receive a Notice of Acceptance, often called an NOA. The county’s Product Control Search lets the public look up approvals by number, manufacturer, or category. Florida also maintains a statewide product approval system through the Florida Building Commission.

You do not need to become an engineer to use this information. You can, however, ask each installer to list the product approval numbers for the exact window and door models in the bid. Then confirm with the installer and, if needed, your building department that those approvals fit your home’s openings and location.

Useful questions include:

• Which product approval numbers apply to each window and door in the estimate?
• Is each approval current, or has it been superseded or expired?
• Do the listed design pressures fit my specific openings, as determined for the permit?
• Are installation methods and anchoring specified by the approval documents?
• Will the product labels remain in place until final inspection?

Two bids with similar prices may describe different products, frame materials, glass types, or approval ranges. Comparing the approval details helps you compare the same scope, not just the same total.

Confirm insurance separately from the license

A license and insurance are separate checks. Request a current certificate of general liability insurance naming the business that will perform the work, and confirm it directly with the agent or carrier using contact details you look up independently.

Then check workers’ compensation coverage or a verified exemption through Florida’s Division of Workers’ Compensation coverage search. Window removal and installation involves ladders, heavy glass, and work at height, so ask how the crew is covered. One owner’s individual exemption does not automatically cover every worker who arrives.

Your insurance checklist:

• The insured name matches the contracting business.
• Policy dates cover the expected installation period.
• Workers’ compensation coverage or a valid exemption is confirmed.
• Subcontractor coverage is explained in writing.
• The contract states how damage to walls, flooring, or landscaping will be handled.

Insurance certificates summarize coverage; policy terms and the facts of a claim determine what is actually paid. Ask your own insurance professional if you have questions about gaps or how a new installation may affect your homeowners policy.

(Related guide: insured-vs-uninsured-contractors-south-florida)

Permits, inspections, and condominium rules

Window replacement in Miami commonly involves a building permit, but requirements are address-specific. Ask the building department responsible for your property, whether that is the City of Miami, another municipality, or unincorporated Miami-Dade County. Get the contractor’s commitment to obtain any required permit and schedule inspections in the written agreement.

If you live in a condominium or a community with an association, separate approvals may apply for appearance, access, work hours, or shared elements. Association approval does not replace the building permit, and a building permit does not replace association approval.

Before signing, confirm:

• Who applies for the permit and pays permit fees.
• Which inspections are expected and who will be present.
• How the old windows and debris will be removed.
• What happens if hidden damage, such as deteriorated framing or stucco, is found.
• How change orders are priced and approved in writing.
• What manufacturer and workmanship warranties apply, and who handles claims.

Contract and payment safeguards

Impact window projects often involve ordering custom-sized products well before installation. Ask how deposits relate to ordering, what documentation you will receive when products are ordered, and what the schedule looks like if delivery is delayed. Keep copies of every estimate, change order, and payment receipt.

Be cautious if a seller pressures you to sign the same day, asks for unusual payment methods, suggests skipping the permit to save time, or cannot provide a license number that matches the business name. DBPR’s consumer guidance specifically warns against high-pressure sales tactics and paying in full before work is complete.

Impact window hiring checklist

• License number verified on MyFloridaLicense.com for the contracting business.
• Classification covers window installation and replacement.
• General liability certificate confirmed with the agent or carrier.
• Workers’ compensation coverage or a valid exemption confirmed.
• Product approval numbers listed for every window and door.
• Permit and inspection responsibilities stated in the contract.
• Association approval requested separately, if applicable.
• Payment schedule, change-order process, and warranties in writing.

Frequently asked questions

Does a window company need a license to install impact windows in Miami?

DBPR’s construction FAQ states that window installation and replacement requires a general, building, or residential contractor license, a local license that includes that scope, or a certified glass and glazing specialty license. Verify the specific license on MyFloridaLicense.com.

How do I check whether a window has Miami-Dade approval?

Ask the installer for the product approval numbers and look them up in Miami-Dade’s Product Control Search. Confirm with the installer or building department that the approval fits your openings.

Will impact windows lower my insurance premium?

That depends on your insurer, policy, and any required documentation. Ask your insurance agent directly before the project rather than relying on a sales estimate.

Do I still need shutters if I install impact windows?

That depends on the products, openings, and your plans for doors and other exposures. Discuss the full opening-protection plan with a licensed contractor and your building department.

Compare installers around the same scope

Post your job free and compare licensed Pros on ToucanBid. List your Miami address area, the number and type of openings, and any association requirements, then verify each Pro’s license, insurance, and product approvals before choosing. Two Can Bid. Toucan.

Official resources

• DBPR construction licensing FAQs (window installation)
• MyFloridaLicense.com license verification
• Miami-Dade Product Control Search
• Florida Building Commission product approval
• Florida workers’ compensation coverage search

This is general guidance, not an engineering, legal, or insurance determination. Confirm product suitability, permit requirements, and coverage questions with the appropriate professionals and your building department.

If you find mold in a West Palm Beach home, start by identifying the moisture source and then hire carefully. Florida licenses mold assessors and mold remediators through DBPR, sets insurance requirements for those licensees, and restricts certain conflicts between assessing and remediating the same property. Knowing those rules makes it easier to spot qualified Pros and avoid confusing sales pitches.

This guide is general information, not medical, legal, or engineering advice. If anyone in the home has health concerns, talk to a medical professional.

How Florida regulates mold-related services

DBPR’s mold-related services program licenses two roles:

• Mold assessor: A person who performs or directly supervises a mold assessment.
• Mold remediator: A person who performs mold remediation.

Florida Statutes define mold assessment and mold remediation in terms of mold growth or mold-contaminated material greater than 10 square feet. That threshold appears in the definitions in section 468.8411. Smaller problems may fall outside those definitions, but that does not make them unimportant, and measuring the affected area is not always simple when growth is hidden inside walls or ceilings.

The statute also lists exemptions, including property owners working on their own homes and certain other licensed professionals acting within the scope of their own licenses. Those professionals cannot hold themselves out to the public as mold assessors or mold remediators unless they hold that license. If a company uses those titles, ask for the mold license number.

Verify the license on MyFloridaLicense.com

Use DBPR’s MyFloridaLicense.com to search by name or license number. Confirm:

• The license type matches the role: assessor or remediator.
• The status is current and active.
• The licensee is connected to the company on your estimate.
• Any company-name differences are explained.
• The person supervising your job is identified in writing.

Industry certifications and training courses can show additional preparation. They are not a substitute for a Florida license when one is required.

(Related guide: verify-florida-contractor-license)

Understand the assessor and remediator conflict rule

Florida’s mold statute, section 468.8419, generally prohibits a mold assessor or the assessor’s company from performing remediation on a structure it assessed within the previous 12 months. It similarly restricts a remediator from assessing a structure it remediated within the previous 12 months. The statute includes an exception for certain certified Division I contractors.

The same section prohibits referral payments between assessors and remediators, and prohibits assessments where the fee depends on the conclusion.

In practical terms, be cautious when:

• A company offers a “free inspection” and then immediately sells you its own remediation.
• An assessor recommends one remediator and seems to benefit from the referral.
• An assessment price changes based on whether mold is found.
• A company cannot explain which licensed person performs which role.

Ask each company directly how it complies with these rules for your job.

Ask about mold-specific insurance

Florida sets insurance requirements for mold licensees in section 468.8421. Mold assessors must maintain general liability and errors and omissions coverage of at least $1 million. Mold remediators must maintain general liability coverage of at least $1 million that includes specific coverage for mold-related claims.

Ask for a current certificate and confirm it with the agent or carrier using independently located contact details. Check that the policy names the company that will perform the work.

Then check workers’ compensation coverage or a valid exemption through Florida’s coverage search. Remediation can involve demolition, containment, and protective equipment, so ask how the crew is covered.

(Related guide: insured-vs-uninsured-contractors-south-florida)

Fix the moisture source with the right trade

Mold usually follows moisture. In West Palm Beach, that might be a plumbing leak, roof leak, AC condensate issue, or high indoor humidity. Removing mold without addressing the cause can leave the problem to return.

The mold statute notes that a remediator may not perform work requiring a construction license under chapter 489 unless also licensed under that chapter or otherwise compliant. So if the job includes plumbing, electrical, HVAC, roofing, or rebuilding walls, ask who holds the license for that part.

Questions to ask:

• What do you believe is the moisture source, and who will repair it?
• Which parts of the work require a contractor license or permit?
• Will drywall, insulation, or cabinets be removed, and who rebuilds them?
• How will containment protect the rest of the home?
• What documentation will I receive when the work is complete?

(Related guide: licensed-plumber-water-leaks-west-palm-beach)

Insurance claims and paperwork

If you plan to file a homeowners insurance claim, contact your insurer yourself and review your policy for mold-related limits or exclusions. The Florida CFO’s contractor and residential property FAQs explain that assignment of benefits agreements with contractors have been prohibited for property policies issued or renewed on or after January 1, 2023. Do not sign documents that transfer claim rights without understanding them.

Get a written scope and estimate that lists areas to be treated, materials to be removed, containment methods, and how completion will be evaluated.

Mold remediation hiring checklist

• Moisture source identified and assigned to an appropriately licensed trade.
• Mold assessor and remediator licenses verified on MyFloridaLicense.com.
• Assessor and remediator roles separated as the statute requires, or the exception explained.
• No referral payments or contingent assessment fees.
• Mold-specific general liability insurance confirmed.
• Workers’ compensation coverage or exemption confirmed.
• Written scope, containment plan, and completion documentation.
• Insurance claim handled directly with your insurer.

Frequently asked questions

Does Florida require a license for mold remediation?

DBPR licenses mold remediators. The statutory definition covers mold or mold-contaminated material greater than 10 square feet, and certain exemptions apply. Verify any company that calls itself a mold remediator on MyFloridaLicense.com.

Can the same company test for mold and remove it?

Florida generally prohibits a mold assessor’s company from remediating a structure it assessed within 12 months, with an exception for certain certified Division I contractors. Ask how the company complies.

Is a mold license the same as a contractor license?

No. A mold remediator may not perform work that requires a chapter 489 construction license unless also licensed or compliant. Rebuilding, plumbing, and electrical work may require separate licensed contractors.

Should I test for mold before hiring a remediator?

An independent assessment can help define the scope. Discuss whether one makes sense for your situation with a licensed assessor.

Compare licensed Pros in Palm Beach County

Post your job free and compare licensed Pros on ToucanBid. Describe the affected area and suspected moisture source at your West Palm Beach home, then verify mold licenses and insurance before you hire. Two Can Bid. Toucan.

Official resources

• DBPR mold-related services licensing
• MyFloridaLicense.com license verification
• Florida Statutes 468.8419: prohibitions
• Florida Statutes 468.8421: insurance
• Florida CFO contractor and residential property FAQs
• Florida workers’ compensation coverage search

This is general guidance, not a legal, medical, or insurance determination. Confirm current requirements with DBPR and coverage questions with your insurer.

When water damage hits a Fort Lauderdale home, the first priorities are safety and stopping further damage. The next priority is hiring carefully. Restoration often combines several kinds of work, so check which licenses apply to each part, verify insurance, contact your own insurance company yourself, and read every document before you sign.

This guide explains how to approach those decisions. It is not legal or insurance advice, and it does not replace instructions from your insurer, utility, or emergency services.

Safety comes before hiring

Water and electricity are a dangerous combination. If water is near outlets, appliances, or the electrical panel, do not walk through it to investigate. Contact your utility or a licensed electrician as appropriate, and call emergency services for immediate danger. Water from sewage backups or flooding can carry contaminants, so avoid contact and let qualified professionals evaluate it.

Once it is safe, document what you see:

• Take photos and video of affected rooms, ceilings, floors, and belongings.
• Note when you discovered the water and its apparent source.
• Keep receipts for any emergency supplies you buy.
• Save damaged items or photos of them until your insurer says otherwise.

The Florida Department of Financial Services notes that homeowners should take reasonable steps to prevent further damage, such as removing standing water, and should contact their insurance company promptly.

There is no single “restoration license”

Water damage restoration is a description of a service, not one universal Florida license category. A restoration job may include drying and water extraction, mold-related work, plumbing repair, electrical repair, drywall and flooring replacement, or cabinetry. Each part can carry different requirements.

Break the job into scopes and ask who performs each one:

• Plumbing: Repairing the pipe, fixture, or water heater that caused the leak is plumbing work. Ask for the licensed plumbing contractor’s license number.
• Electrical: Wet wiring, outlets, or panels need an appropriately licensed electrical contractor.
• Mold: DBPR licenses mold assessors and mold remediators. If mold is part of the job, ask whether licensing applies to the specific work.
• Rebuild: Replacing walls, cabinets, or structural elements may require a licensed contractor and a permit, depending on scope.

Industry training and certifications can be useful background. They are not substitutes for a required state license. Verify any license on DBPR’s MyFloridaLicense.com.

(Related guide: licensed-plumber-fort-lauderdale)

Contact your insurer yourself

Florida’s Chief Financial Officer’s consumer guidance encourages homeowners to make the first contact with their insurance company rather than letting a restoration company or contractor do it for them. It also notes that you do not need to sign an assignment of benefits to get repairs started or a claim processed.

According to the Department of Financial Services, assignment of benefits agreements with contractors have been prohibited for residential and commercial property insurance policies issued or renewed on or after January 1, 2023. If a company presents paperwork that looks like it transfers your claim rights, read it closely and ask your insurer or an appropriate professional before signing.

CFO red flags include:

• Pressure to sign documents quickly before work can start.
• Language that resembles a power of attorney over your claim.
• Terms directing claim payments to someone other than you or your mortgage company.
• Terms that limit your insurer from communicating directly with you.

See the CFO’s assignment of benefits guidance and contractor and residential property FAQs for current details.

Verify the restoration company’s insurance

Restoration crews move equipment, remove wet materials, and work around electrical hazards. Ask for a current general liability certificate for the company that will be on site, and confirm it with the agent or carrier using contact details you look up independently.

Check workers’ compensation coverage or an exemption through Florida’s coverage search. Ask whether any work will be subcontracted and how those workers are covered.

Insurance checklist:

• Insured name matches the company on the estimate.
• Policy dates are current.
• Workers’ compensation coverage or a verified exemption is confirmed.
• Subcontractors and their coverage are identified.
• There is a clear process for reporting damage caused during the work.

(Related guide: insured-vs-uninsured-contractors-south-florida)

Read the estimate and work authorization carefully

Emergency work still deserves clear paperwork. Ask for a written, itemized estimate that describes the services, equipment, and materials. The CFO’s FAQs state that a contractor must provide a good faith estimate with a contract for repairs under a property insurance claim, itemizing services and materials.

Before signing, confirm:

• What emergency mitigation will be done now and what is a separate future scope.
• How drying progress will be measured and documented.
• Daily equipment charges and how long equipment is expected to stay.
• Who decides when materials are removed, and whether you receive photos first.
• Who handles permits for any rebuild work.
• Payment terms and what happens if your claim is delayed or denied.

If you live in a Fort Lauderdale condominium, notify the association. Responsibility for shared pipes, walls, and adjoining units may involve association rules and separate insurance policies.

Water damage hiring checklist

• Immediate hazards addressed by appropriate professionals.
• Damage documented with photos, video, and notes.
• Insurance company contacted by you directly.
• Each scope matched to the right licensed provider where licensing applies.
• Licenses verified on MyFloridaLicense.com.
• General liability and workers’ compensation confirmed.
• Itemized written estimate reviewed before signing.
• No claim rights signed away without understanding the document.

Frequently asked questions

Does a water damage restoration company need a license in Florida?

There is no single universal restoration license. Specific parts of the job, such as plumbing, electrical, construction, or mold work, may require their own licenses. Ask which licensed provider performs each part and verify on MyFloridaLicense.com.

Should I let the restoration company call my insurer?

The Florida CFO recommends that homeowners make the first contact with their insurance company themselves. You can share the restoration company’s documentation afterward.

Can a restoration company ask me to sign an assignment of benefits?

According to the Department of Financial Services, these assignments have been prohibited for property policies issued or renewed on or after January 1, 2023. Read any document carefully and ask your insurer if you are unsure.

How do I know if mold work is needed?

Visible growth or persistent odors may warrant an assessment. DBPR licenses mold assessors and remediators, and Florida limits certain conflicts between assessing and remediating the same project. See our mold guide for details.

(Related guide: mold-remediation-west-palm-beach)

Compare Pros for each part of the job

Post your job free and compare licensed Pros on ToucanBid. Describe the water source, affected areas, and your Fort Lauderdale location, then verify licenses and insurance for each scope before you hire. Two Can Bid. Toucan.

Official resources

• Florida CFO contractor and residential property FAQs
• Florida CFO assignment of benefits guidance
• DBPR mold-related services licensing
• MyFloridaLicense.com license verification
• Florida workers’ compensation coverage search

This is general guidance, not a legal or insurance coverage determination. Confirm claim questions with your insurer and current licensing requirements with DBPR.